Capital Adequacy and Capital Planning

RELEASE DATE: AUGUST 5, 2024
ESTIMATED DURATION: 60 MINUTES

Determining a capital target for a credit union is an important and complicated process. The capital evaluation process includes regulatory requirements which establish minimum capital requirements designed to ensure public confidence in the banking system.  Beyond that, the responsibly for a credit union’s capital planning and analysis process rests with the credit union’s board of directors and senior management.  So it is helpful to ask, what level of capital your credit union would choose absent capital regulation.  This session is designed to provide information on how capital adequacy can be determined and enhance your ability to discuss capital adequacy and capital planning with the regulator.

MEET THE SUBJECT MATTER EXPERT

The training session is conducted by Steve Farrar.  Steve spent 32 years with the National Credit Union Administration and currently provides consulting services to credit unions. During his time with NCUA, Steve served as the Vice President of Central Liquidity Facility, as Loss Risk Analysis Officer for the Office of Examination and Insurance, a Corporate Credit Union Examiner, and was a Problem Case Officer/Examiner.  After retirement from NCUA he served as the CFO for a Large NCUA Conservatorship and currently provides consulting to credit unions across the country.