Reg Z Issues with Longer Term Construction Loans
Heather Line
May 12, 2026
Question: For some reason in the back of my mind, I believe the credit union is limited to 12 months on short-term construction loans, and
Question: For some reason in the back of my mind, I believe the credit union is limited to 12 months on short-term construction loans, and
Question: We are working on a Suspicious Activity Report (SAR) for a member we believe is being victimized through an elder financial exploitation scam. As
Question: I have a question regarding fee and interest rate limitations related to the Military Lending Act. We currently offer an overdraft line of credit
Question: I have a question for you about misdirected ACH payments. Our member’s (member #1) employer sent his paycheck to a wrong account because they
Question: I have a question regarding holding funds on a suspected fraudulent ACH item. We disclose that electronic direct deposits will be available on the
Question: I have a very specific Regulation E question that I believe I have the answer for, but others at the credit union have a
Question: If a loan account is charged off and closed, are we required to send an Adverse Action Notice to the borrower? Answer: You would
Question: I attended the league’s “Bank Secrecy Act (BSA) for BSA Staff” Compliance Essentials training on August 21st. You spoke about when to check Item
Question: Our NCUA examiner is stating that in an indirect loan transaction, the credit union is responsible for providing the Risk Based Pricing Notice (RBPN).