Providing Mortgage Disclosures on a Denial Q. Good morning Heather, I feel like this is a silly question – but I want to clarify it. If
Lending to minors Q. Can we do loans for people under 18? I have never heard of it but apparently the credit union has made loans
Overdraft Opt-In for Recurring Debit Card Transactions Q. Heather, What does Reg E say regarding recurring debit card transactions? We have a member that opted out
Got BSA Training? We understand mandatory Bank Secrecy Act (BSA) training can get old, stale, annoying, difficult, etc. To that end, the Utah Credit Union
Compliance training Some of you may already know that we are conducting our annual compliance training series a bit differently this year. While making plans
Holiday counting and Reg Z Federal Holidays that fall on a weekend (like Christmas and New Year’s Day do this year) always bring up questions
Overdraft programs present big risks for credit unions Overdraft fee programs are shaping up to be a top risk for credit unions during 2022. Any
Chip shortage could hit card issuers For months we’ve been hearing about chip shortages in relation to trucks and electronics. So far, the financial services
Your net worth ratio depends on how you define total assets Stop me if you’ve heard this one. It’s last day of the month. It’s
