It’s day 1 of the 2023 Utah state legislative session. We’ve been tracking the movement of several potential bills. At least one just made the leap from idea to bill.
Q. Heather, I’ve heard some noise about HMDA (the Home Mortgage Disclosure Act, Regulation C). What are the changes? How can I tell if my credit union has to report
Q. Heather, I have a HMDA (Home Mortgage Disclosure Act) Question. What if we have a member that is using a residential investment property for collateral to buy another residential
First impressions of NCUA’s CECL tool The short version I know you’re busy. Here’s the short version of this blog: if your credit union will have less than $100 million
Threats to fee income continue During the last few months, we have noted growing pressure on financial institutions from multiple fronts to regulate, reduce or eliminate fee income generated from
Risk Based Pricing Notices on Business Purpose Loans Question: Are risk-based pricing notices (RBPN) required on business purpose loans? Answer: No. RBPN’s are on required “in connection with an application
