RELEASE DATE: JULY 21, 2025
DURATION: 70 MINUTES

Giving new directors early training on how a Board’s legal role can help that new director get off to a good start. This course will help a new director understand their role, the essential legal requirements spelled out in the Credit Union Act, the NCUA Rules and Regulations, and in your own bylaws. With this training, a new director can become an effective contributor to your board much more quickly.

After taking this session, new directors will:

1. Understand how credit unions differ from banks and why that is so important
2. Know the duties and responsibilities of a director
3. Be able to engage effectively in what makes a director and a Board valuable to a credit union

This session is ideal for first-term directors and associate directors who aspire to a board position. It is also great for long-term directors who need a refresher on effective governance.

MEET THE SUBJECT MATTER EXPERT

Author, consultant and speaker Tim Harrington has worked with credit unions all over the world. His progressive ideas and broad knowledge of credit union issues has made Tim a valuable resource for credit unions nationwide.  Since 1996, Tim has been President of TEAM Resources, a firm providing consulting, strategic planning, and training to credit unions from coast-to-coast. TEAM Resources’ clients range from a few million to the billions in assets. Tim’s book A Credit Union Guide to Strategic Governance has helped boards and CEOs keep a strategic focus at the board level, develop a system to help boards strengthen their governance skills, and while remaining on the Strategic Level, help push their credit union to greater success.

Tim was formerly a partner with the nation’s 3rd largest auditor of credit unions, known today as CliftonLarsonAllen. He has been working with credit unions since 1989 when he directed the internal audit of a large credit union in Tucson, Arizona. Prior to that, he was with a national accounting firm and has been practicing accounting and consulting since 1980. Tim was also appointed to the board of a troubled credit union. As chair, helped the credit union dig out losing $2 million per year to earning nearly $2 million a year within a short period of time.

Delivery Method: This training is available as an on-demand webinar, organized into chapters. Learners can choose to watch individual chapters or complete the entire program. Unlimited testing is provided as the last chapter.

Expiry note: eTrain reserves the right to expire program links that may include information no longer valid such as regulation and rule changes. In most cases, we will expire a program no more than 4 weeks prior to an updated version being released. Expired programs will still appear in your My Account details area with EXPIRED and the year of the release in the title field. However, you will not be able to view the training or access the handouts.

RELEASE DATE: JULY 21, 2025
ANTICIPATED DURATION: 60 MINUTES

Understanding the financial health of your credit union is vital for every stakeholder. Beyond being a cornerstone of institutional success, it is also a regulatory requirement for the Board of Directors to grasp the fundamentals of balance sheets and income statements. This knowledge equips them to ask meaningful questions and make informed decisions about the credit union’s financial trajectory. The NCUA Call Reports provide a powerful tool for monitoring financial performance. They offer easy access to key data, allowing comparisons with other credit unions in your region or those with similar business models. In this session, we’ll dive deep into the structure, limitations, and practical applications of Call Reports.

SUBJECT MATTER EXPERT

Attorney, author, consultant and nationally recognized trainer, David A. Reed is a partner in the law firm of Reed and Jolly, PLLC.  Through Reed and Jolly, Mr. Reed provides guidance to credit unions concerning a variety of matters including the establishment and revision of policies and procedures, organizational compliance, collections, security, contractual agreements, regulatory matters and corporate governance. In addition to his legal expertise, Mr. Reed is a Certified Fraud Examiner and Chairman of a Supervisory Committee. A former trial attorney and Vice President and General Counsel of Apple Federal Credit Union, Mr. Reed is particularly noted in the areas of credit union operations, governance, security, bankruptcy and collections.  He has been selected to train federal and state field examination staff on numerous issues including BSA, Field of Membership, ID Theft Red Flags, S.A.F.E Act, Third Party Contract Management, Cybersecurity and Bankruptcy.

LEARNING METHOD This training is available as an on-demand webinar, organized into chapters. Learners can choose to watch individual chapters or complete the entire program. Unlimited testing is provided as the last chapter.

EXPIRY NOTE eTrain reserves the right to expire program links that may include information no longer valid such as regulation and rule changes. In most cases, we will expire a program no more than 4 weeks prior to an updated version being released. Expired programs will still appear in your My Account details area with EXPIRED and the year of the release in the title field. However, you will not be able to view the training or access the handouts.

RELEASE DATE: JULY 28, 2025
DURATION: 90 MINUTES

How’s your credit union doing? No. Really. How’s your credit union doing? Directors and Supervisory Committee members need to know, before any auditor or regulator, how their credit union is doing. Financial Statements and Important Ratios are like a code. This fast, interesting and sometimes funny class decodes the financial statements and ratios. And most of all, helps everyone better understand how their credit union is doing. I this class,  you will look at the most important ratios every CU should have on their dashboard. We will make sure you know what Capital is, where it comes from and how much you probably need. We will look at Profit to determine if your credit union is making “enough”. We will look at a Spread Analysis to see how your CU is making its profit and whether that profit is improving or declining and why. When you finish this class, you will be much better able to know how your credit union is doing.

MEET THE SUBJECT MATTER EXPERT

Author, consultant and speaker Tim Harrington has worked with credit unions all over the world. His progressive ideas and broad knowledge of credit union issues has made Tim a valuable resource for credit unions nationwide. Since 1996, Tim has been President of TEAM Resources, a firm providing consulting, strategic planning, and training to credit unions from coast-to-coast. TEAM Resources’ clients range from a few million to the billions in assets. Tim’s book A Credit Union Guide to Strategic Governance has helped boards and CEOs keep a strategic focus at the board level, develop a system to help boards strengthen their governance skills, and while remaining on the Strategic Level, help push their credit union to greater success.

Tim was formerly a partner with the nation’s 3rd largest auditor of credit unions, known today as CliftonLarsonAllen. He has been working with credit unions since 1989 when he directed the internal audit of a large credit union in Tucson, Arizona. Prior to that, he was with a national accounting firm and has been practicing accounting and consulting since 1980. Tim was also appointed to the board of a troubled credit union. As chair, helped the credit union dig out losing $2 million per year to earning nearly $2 million a year within a short period of time.

Delivery Method: This training is available as an on-demand webinar, organized into chapters. Learners can choose to watch individual chapters or complete the entire program. Unlimited testing is provided as the last chapter. 

Expiry note: eTrain reserves the right to expire program links that may include information no longer valid such as regulation and rule changes. In most cases, we will expire a program no more than 4 weeks prior to an updated version being released. Expired programs will still appear in your My Account details area with EXPIRED and the year of the release in the title field. However, you will not be able to view the training or access the handouts.

RELEASE DATE: AUGUST 4, 2025
ANTICIPATED DURATION: 60 MINUTES

How prepared is your institution for internal theft and fraud?  Embezzlements were the one of the most reported SAR events filed by financial institutions. This riveting session identifies the behavioral changes that can identify internal frauds in the making!  We review the warning signs that every staff member should look for or be able to identify to help stop an internal embezzlement.  Discover where the thief will spend the stolen funds and how they keep their stealing from being found. Know whether you should do the investigation or hire a Certified Fraud Investigator. This insightful program provides you the tools needed to understand the workings of an internal fraud.

SUBJECT MATTER EXPERT

Thompson Consulting Group, LLC provides consultative training services for financial institutions that are looking for experts with actual industry experience. With our firm, you learn to handle real-world issues using methods based on practical solutions for the community institution — unlike security firms or computer penetration companies, which only know our industry from the outside. We provide training, risk management advisory services, banking expos, community programs, and physical risk assessments.

LEARNING METHOD This training is available as an on-demand webinar, organized into chapters. Learners can choose to watch individual chapters or complete the entire program. Unlimited testing is provided as the last chapter. 

EXPIRY NOTE eTrain reserves the right to expire program links that may include information no longer valid such as regulation and rule changes. In most cases, we will expire a program no more than 4 weeks prior to an updated version being released. Expired programs will still appear in your My Account details area with EXPIRED and the year of the release in the title field. However, you will not be able to view the training or access the handouts.

RELEASE DATE: AUGUST 4, 2025
ANTICIPATED DURATION: 60 MINUTES

GLBA, which aims to protect consumers’ private financial information, imposes critical regulations that credit unions must adhere to. Join ViClarity’s Compliance Officer Sabrina Ducksworth-Brown, NCCO as she covers the core principles of GLBA, including privacy, data security, and the safeguards required to maintain compliance while providing best practices to mitigate risks and ensure credit unions are meeting their obligations under the law.

This training may assist your credit union in meeting the recommendations and requirements noted in the following citation:

NCUA Letter to Credit Unions 00- CU-02

SUBJECT MATTER EXPERT

Sabrina Ducksworth-Brown started her journey in the financial services field 10 years ago as a Call Center Representative for an Alaska credit union. She has also held other positions such as Escalation Specialist, Compliance Administrator, and BSA Officer for a small credit union in California. Operations and BSA are her focus areas. In her current role as a Compliance Officer with ViClarity, Sabrina provides regulatory guidance and support on a state and federal level for credit union clientele throughout the country.
ViClarity (formerly PolicyWorks) serves credit unions by assisting them in maintaining regulatory compliance, soundness, and overall strength. With its comprehensive features in technology, compliance, audit, and risk management, ViClarity is a pivotal resource for credit unions seeking excellence in their operations.

Delivery Method: This is an on-demand e-learning program requiring learners to interact and actively engage throughout the training.
Expiry note: eTrain reserves the right to expire program links that may include information no longer valid such as regulation and rule changes. In most cases, we will expire a program no more than 4 weeks prior to an updated version being released. Expired programs will still appear in your My Account details area with EXPIRED and the year of the release in the title field. However, you will not be able to view the training or access the handouts.