A brief note about the weirdness of our near-future world; and, these tools aren’t AI
On Valentine’s Day my brother-in-law kindly wrote a poem to his wife, and then other poems to several others of us in a particular chat thread. At least one person […]
First impressions of NCUA’s CECL Tool
First impressions of NCUA’s CECL tool The short version I know you’re busy. Here’s the short version of this blog: if your credit union will have less than $100 million […]
What does NCUA going to CAMELS mean?
What does NCUA going to CAMELS mean? Effective in April of this year, NCUA will switch its exam framework from CAMEL to CAMELS. This means that interest rate risk sensitivity […]
Chip shortage could hit card issuers
Chip shortage could hit card issuers For months we’ve been hearing about chip shortages in relation to trucks and electronics. So far, the financial services industry has (mercifully) been relatively […]
Your net worth ratio depends on how you define total assets
Your net worth ratio depends on how you define total assets Stop me if you’ve heard this one. It’s last day of the month. It’s also a Friday. AND it’s […]
Does NCUA’s MERIT have . . . merit?
Does NCUA’s MERIT have . . . merit? In recent months NCUA has been talking about a new system of some kind that’s supposed to help with exams, but none […]
ESG just comes natural to credit unions
ESG just comes natural to credit unions This September 1 article on Axios resonates with a few points I made at the recent roundtable the Association held regarding ESG—mainly that more […]
A closer look at NCUA’s CECL phase-in
A closer look at NCUA’s CECL phase-in On June 24 the NCUA board approved a rule “to aid FICUs in adjusting to the new GAAP standards in a uniform manner […]
Data strategies for credit unions
Data strategies for credit unions We’ve all heard a lot about the importance and value of data in the 21st century. But many credit unions don’t know where to start, […]
