CUs distribute wealth more evenly than banks

I’ve already posted other thoughts from reading Secrets of the Temple, a decidedly left-leaning book. One last note. A notion referred to several times in the book is that banking, generally, […]

First impressions of NCUA’s CECL Tool

First impressions of NCUA’s CECL tool The short version I know you’re busy. Here’s the short version of this blog: if your credit union will have less than $100 million […]

What does NCUA going to CAMELS mean?

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What does NCUA going to CAMELS mean? Effective in April of this year, NCUA will switch its exam framework from CAMEL to CAMELS. This means that interest rate risk sensitivity […]

Chip shortage could hit card issuers

Image of microchip on credit card

Chip shortage could hit card issuers For months we’ve been hearing about chip shortages in relation to trucks and electronics. So far, the financial services industry has (mercifully) been relatively […]

Does NCUA’s MERIT have . . . merit?

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Does NCUA’s MERIT have . . . merit? In recent months NCUA has been talking about a new system of some kind that’s supposed to help with exams, but none […]

ESG just comes natural to credit unions

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ESG just comes natural to credit unions This September 1 article on Axios resonates with a few points I made at the recent roundtable the Association held regarding ESG—mainly that more […]