And so it begins–2023 Legislative Session

It’s day 1 of the 2023 Utah state legislative session.  We’ve been tracking the movement of several potential bills. At least one just made the leap from idea to bill. […]

HMDA again?

Q.  Heather, I’ve heard some noise about HMDA (the Home Mortgage Disclosure Act, Regulation C). What are the changes? How can I tell if my credit union has to report […]

HMDA Reporting with Multiple Properties

Q. Heather, I have a HMDA (Home Mortgage Disclosure Act) Question. What if we have a member that is using a residential investment property for collateral to buy another residential […]