Is Compliance Ready for AI?

Is anyone else fascinating by ChatGPT and other natural language AI chatbot’s? Maybe you’re wondering if this new piece of technology can help you with your job as a compliance professional. […]

Dwelling Secured Loans Without Land

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Question: Our member is purchasing a mobile home as a primary dwelling with 30% down making our loan amount $40,000. There is no land involved, just a lot space rent […]

And so it begins–2023 Legislative Session

It’s day 1 of the 2023 Utah state legislative session.  We’ve been tracking the movement of several potential bills. At least one just made the leap from idea to bill. […]

HMDA again?

Q.  Heather, I’ve heard some noise about HMDA (the Home Mortgage Disclosure Act, Regulation C). What are the changes? How can I tell if my credit union has to report […]

HMDA Reporting with Multiple Properties

Q. Heather, I have a HMDA (Home Mortgage Disclosure Act) Question. What if we have a member that is using a residential investment property for collateral to buy another residential […]